Kerala is one of the states in India with the highest number of emigrants working abroad, especially in Gulf countries. These Non-Resident Keralites (NRKs) play a vital role in the state’s economy by sending back remittances and contributing to its development. To support them, the Government of Kerala established the NORKA Department (Non-Resident Keralites Affairs Department) in 1996.Through its field agency NORKA ROOTS, the department offers various services, including the NORKA ID Card, Pravasi Insurance Scheme, and Pravasi Pension Scheme. These initiatives ensure social security, welfare, and financial assistance to Keralites living abroad and their families back home.
In this detailed guide, we will explain:
- What is the NORKA ID Card and how to apply
- Benefits of the Pravasi Insurance Scheme
- Features of the Pravasi Pension Scheme
- Eligibility criteria, documents required, fees, and application process
- Step-by-step guide for online application
- Important contact details and official links
What is NORKA ID Card?
The NORKA ID Card is an official identity card issued by the Government of Kerala to Non-Resident Keralites. It serves as a valid document to prove the status of an emigrant from Kerala and provides access to various welfare schemes and benefits.
Key Features of NORKA ID Card:
- Acts as an identity proof for Keralites working abroad.
- Mandatory for availing Pravasi schemes like Insurance and Pension.
- Helps in getting assistance during emergencies abroad.
- Recognized by Indian Embassies and Consulates.
- Valid for 3 years from the date of issue.
Benefits of NORKA ID Card
- Identity Proof Abroad: Valid document for Indian embassies and foreign offices.
- Access to Welfare Schemes: Mandatory for Pravasi Insurance and Pravasi Pension.
- Emergency Help: NORKA ROOTS can provide financial aid during accidents, deaths, or repatriation.
- Skill Training & Certification: Access to NORKA’s training programs for NRKs.
- Discounts and Priority Services: Certain hospitals, travel agencies, and institutions give benefits to cardholders.
Eligibility Criteria for NORKA ID Card
- Must be a resident of Kerala.
- Must be a Non-Resident Keralite (NRK) living/working abroad.
- Should provide valid passport and visa details.
Documents Required for NORKA ID Card
- Passport-size Photograph
- Copy of Passport (first and last page)
- Visa/Residence Permit/Work Permit copy
- Aadhaar Card
- Address Proof (Kerala residence)
How to Apply for NORKA ID Card Online?
- Visit Official Website: Go to www.norkaroots.org.
- Register: Click on “NORKA ID Card Registration” and create a new account.
- Fill Application Form: Enter personal details, passport info, and Kerala address.
- Upload Documents: Scan and upload required documents.
- Pay Fees: Pay the application fee online (approx. ₹315 including GST).
- Submit Application: Download the acknowledgment slip for reference.
- Verification & Issue: After verification, the NORKA ID card will be issued and sent to your registered address.
Pravasi Insurance Scheme
The Pravasi Insurance Scheme is designed to provide health and life insurance coverage to NRKs.
Key Benefits:
- Life Insurance: Financial support in case of accidental or natural death.
- Medical Insurance: Covers hospitalization, treatment, and emergency medical expenses.
- Repatriation Expenses: Assistance in transporting mortal remains in case of death abroad.
- Disability Benefits: Financial aid in case of permanent disability due to accident.
Eligibility:
- Must be a NORKA ID Cardholder.
- Age limit: 18 to 60 years.
- Must be working abroad or returned to Kerala after overseas employment.
Documents Required:
- NORKA ID Card
- Passport copy
- Proof of overseas employment
- Bank account details
How to Apply:
- Visit www.norkaroots.org.
- Login with NORKA ID details.
- Select “Pravasi Insurance Scheme.”
- Fill application form and upload documents.
- Pay the insurance premium online.
- Policy document will be issued digitally.
Key Links Table
| Service | Apply Online Link | Fees | Validity |
|---|---|---|---|
| NORKA ID Card | Apply Here | ₹315 | 3 Years |
| Pravasi Insurance Scheme | Apply Here | ₹1,000 – ₹2,000/year | 1 Year |
| Pravasi Pension Scheme | Apply Here | ₹100 – ₹500/month | Lifetime pension |
Conclusion
The NORKA ID Card, Pravasi Insurance, and Pravasi Pension Scheme are crucial welfare initiatives for Keralites working abroad. With just a small contribution, NRKs can ensure financial security, medical coverage, and post-retirement benefits for themselves and their families.Applying for these schemes is very simple through the official NORKA ROOTS website. If you are a Non-Resident Keralite, registering for the NORKA ID Card should be your first step, as it opens access to all other Pravasi welfare programs.With these schemes, the Kerala government is ensuring that no Pravasi is left behind and that their contributions to the state are recognized with dignity and support.